Stale Green Light

Buying a car is similar to buying a house. Typically, both are large ticket items that require credit to make the purchase. When buying a home, the bank will usually loan you the money in the form of a mortgage. When purchasing a car, usually the dealer will over you financing. A layaway of sorts. Well we all know how dramatically home purchases have changed, so does that mean a change in car buying as well?

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So I realized today that payday loans have been dominating recent posts. In fact, the last six or seven have been all about that. This is a finance blog, not a payday loans blog, so it is time to focus blog posts in other topics. One very interesting topic is financial responsibility. Let’s talk about that, and the government’s lack thereof.

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Excellent question! Legislators have not quite figured it out. The purpose of a payday loan is to have it paid back by….drumroll….payday! It is that simple!

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