Are you prepared for a change in the green?

Credit Cards have received a bad reputation over the last couple years. All of us are taught to loathe them because we have placed the blame of our economic crisis on them. Despite what we say they are, we have to take a closer look at these pieces of plastic.

Most people are so attracted to credit cards because they like the rewards and benefits offered upon application. The problems arise when these people do not act responsibly and pay off their debts every month. They then do not receive any of the advertised benefits but pay into the creditors pool of wealth.

We should turn this around and start paying off our credit debts. If we do we can ensure ourselves a taste of the benefits and start to see the good in credit cards.

Remember the first time you got a credit card? It was this magic piece of plastic that could buy me anything I wanted! Not until I got my next paycheck, working for minimum wage, did it hit me that this was REAL MONEY here, not just numbers on a screen. Credit can be a great asset in our lives but how do we make sure we use it wisely? Read more

Credit is a tricky thing, especially today with all that is going on. A lot of people don’t understand how it works, don’t know their credit score and have never even looked at their credit report. This can all add up to bad news for a lot of reasons, so lets explore the world of credit.

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