Stale Green Light

People are always wondering how they can save a lot of money and live within their means. One of the best ways to cut your expenses and to live within your means is not buy what you do not need.

While this applies literally, it also applies to the fact that you can often purchase high quality used items for much lower prices than their new counterparts. Used clothing, books, cell phones, cars, computers, and a variety of other items will perform just as well and provide you with just as much enjoyment as a new version.

However, they will be significantly cheaper. In addition, your access to these items has increased significantly throughout the past few decades with the rise of internet.

There are many reliable sites that now sell used items, but you will need to be careful to make sure that you do not get tricked by a fraudster. Be careful with who you choose to purchase from and you can save a lot of money by purchasing second hand items.

The beginning is here.  It is now 2011 and it is time to start on that New Years resolution we talked about before.

The holidays are completely over, the eating must be controlled, schedules put back in order, and spending patterns back to frugality.  This all happens now that the new year has started and we need to start off on the right foot.

We now have several months before we need to start spending money on vacations and tuition so take this all important time to safely put away that paycheck every two weeks.  Schedules will help you curb your insane holiday spending sprees at the mall.

Now that vacation is over, everyday you will be at work and school, and for one month you will be at the gym a lot.  All that free time that you had for the past two weeks is long gone, which is actually a good thing – for your bank account at least.

Now you can get back to regular eating patterns and mundane schedules, where you keep track of everything you do and need to do.  Structure and stability are the key to financial success.

Put your money in the bank and let the interest add up in your savings account.  Keep track of you budget and stick to it!  You will appreciate  your frugality in a few months when you saved up enough to go to Cabo with your friends this summer.

According to an article by CNNMoney.com store theft could be effecting your family more than you think. Shoplifting has skyrocketed the past year costing the average family about 435$. Because of theft stores have been forced to higher their prices.
“Prices on products would be lower on average if merchants did not have to incur lost revenue from store crimes,” Bamfield said
Retail crimes have risen 8.8% or about 42 billion over the past year. The most stolen items are popular branded items like I-pods, perfumes, and electronics. So will prices continue to rise or is there relief in the future?