Stale Green Light

One of the most common mistakes of young college goers is their lack of planning for the future.  Right now it’s all about homework, exams, and dating; but the future isn’t as far away as it seems.

College is just the right age to start saving for the future and making smart investments that will last you a long time.  Most college students have part-time jobs, but for some reason that paycheck goes in one hand and out the other.

Saving money that money now by putting it into investment funds, CDs, or buying stocks and bonds is the best thing to do.  Sure shopping and having fun with friends is great and undoubtedly important, but not as important as your financial future.

People who start saving in their early twenties before they start having kids are more likely to be financially secure after the babies do come.  Everyone imagines their future life and having money, but the truth is that money will only be there if you put it there.

Students can easily get credit cards and start building their credit now.  Be smart with the card and only make purchases you can afford, and then pay off the balance.

Live on a budget and stick to it.  Starting these habits now will only help you when all of the bills start rolling in when your parents aren’t helping anymore.

Building good credit can help you get a good job after college, buy a house and get loans to start your own business.  All of this for being responsible at a young age and using your credit card wisely.

Make smart investment decisions, build your credit, do your research and make sure that your money lasts.  These are the steps to take to secure your financial future, starting now when you’re young.

Gasoline prices have just hit record lows. We have not seen these kinds of prices in years. I just filled up today for less than twenty dollars for the first time in probably 8 years. People are not dreading going to the pump anymore. It is a great thing. The price of another product has been falling dramatically as well…stock. Yet with prices at record lows that we have not seen for years, people are hesitant to buy them. What is wrong with this picture?

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Many of you may have noticed the Dow spiraling downward. Several people are losing their 401K because it’s value is decreasing. Many are seeing their pensions vanishing. There’s a lot of financial uncertainty right now, but there’s a way to have financial certainty if you are like 95% of the rest of the country. Here’s how.

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